About Lorena Arnold

How long have I been doing this and how did I become a Wealth Development Coach?

To answer this question, it’s probably best that I share with you a defining moment, and a resulting “compelling story”, that brought me to where I am today – coaching people like you on exactly what to do to be financially independent and manifest more abundance. That defining moment in my life happened in 2007.

That was the year I decide, never again I will depend on my parents, my spouse, a corporate job, and never mind social security or pension. Once and for all, I need to get control of my financial life. I made a decision right then and there that I was going to figure out this whole “Financial thing”, At that very moment, I made a commitment to immerse myself in absolutely everything that had to do with Time, Money, Wealth and Success: I got into the law of attraction, I attracted the man of my dreams, I manifested opportunities, partnerships and even the money I needed to start investing. Talk about turn around!! I made my intentions to get out of fear, get the courage and confidence and start taking inspired action.

Coming To America

I came to the United States as an exchange student in college, and was excited to embark on this new journey. I moved away from my parents, who had their own views and relationships with money mindset. In the states, I quickly learned I needed to have access to cash. I was on my own for the first time in my life, and was still completely reliant on my parents for money. I didn’t even have enough cash for a pack of gum! When I’d reach out for money, they would deny the request. I quickly learned I needed to find a way to create financial independence for myself, but had no idea on how to do that.

I ended up getting married very young. I devoted myself to being a stay-at-home mom, completely dependent on my husband for all my needs. We lived on a tight budget, and my husband controlled the purse strings. I had no decision-making authority in my home, and I was miserable. We were living above our means, and we never had enough money. We didn’t travel, and could barely make ends meet. By the time my children were in middle school I was working three full time jobs just to pay the bills. It was no way to live. One day I finally looked around at my life and said “this is enough”! My children were beginning to struggle, and things were quickly falling apart. My husband and I ended up getting divorced after 18 years of marriage, and I started accomplishing my own goals instead of being trapped. A few months later, I declared personal bankruptcy and started from ground zero.

Forging My Own Path

I set off to forge my own path after my divorce, I went back to complete college and graduate. After graduation I was promoted at my corporate job. I was starting to get my feet back underneath me, and started making great money. I was able to start traveling, I updated my wardrobe, and began to take care of my body. I was able to afford the lifestyle I had always dreamed of. This empowered me to find new ways to continue building my wealth and stay self-sufficient. I started investing in the real estate market, and growing my rental portfolio. I founded a group of women that supported my goals, and was building a tribe The Women Investment Group. I was empowered by the steps I was taking in my life. I began to see my own worth and self-value, and I began to attract a higher vibration of people in my life.

I met my second husband and with our combined wealth, we lived lavishly. We had the perfect life: big house, fancy cars, and designer clothes. We started to live above our means, keeping up with the Joneses. We had high levels of income, but we had a high cost of living. We jointly embarked on the Journey of buying rental investments. However, I was faced with his sudden death in a tragic accident and I was left putting the pieces back together of my life. I lost everything. I had to sell my house, my toys, and all my possessions. I was starting from ground zero again. All I kept saying to myself was: “why me, how did my life end up like this?”! At 45 I was again bankrupt and financially devastated. How will I ever break free? That was a turning point for me. Following Scarlett O’Hara from Gone With The Wind, I said to myself, “As God is my witness, I will never be poor again!”.

I looked at my relationship with money, and even though I’d come a long way from working three jobs to being an international traveler, I still had to do some work around my money mindset. I had patterns in my life where I would either be dependent or I would combine my financials which left me vulnerable. I needed to shift my priorities, and become smarter about my financial decisions. I needed freedom, so I poured my resources into creating streams of abundance in my life. I made smart financial decisions, and began to grow my income again. I started to see how women often have these codependent relationships with money in their lives, and have no skills or knowledge on how to create wealth for themselves on their terms.

My Journey of Financial Independence

By changing my relationship with money and maintaining my independence, I attracted a new life. I married again for a third time to a wonderful guy that understood my quest for independence, and my respect for money. We decided to keep our money separate. This time I would stay fully financially independent. I have created a program that helps women become Wealthy, Healthy, and Wise by taking them on a journey of financial independence and retire early. I help my clients find a way to create avenues for cash flow and passive income, which all begins with changing your relationship with money. I help women release the fears they often have about their finances, and give them the tools to start taking more control of their money. I have since then made a commitment to dedicate the rest of my professional life to helping other women and men manifest an abundant life style, change their relationship with money and start living the life they really deserve instead of feeling trapped in a rat race. I watch their confidence and bank accounts skyrocket too! And find the freedom to create the life and business they’ve always dreamed of.

Since then, I’ve worked with many private clients, spoken in front of countless groups: I lived my dream of having my own business, earning passive income, writing my own book, conquering my time and money, traveling internationally. I can truly take the time on my own. I am debt-free, worry-free with a nice source of passive income, and still earning an income while I travel with my online business. I have created the Women On FIRE movement (Financial Independence, Retire early) to work through financial steps to understand the Human Laws of money and the Spiritual Laws of money to create, manifest and grow money every woman, regardless of her age, needs to apply to start manifesting a truly abundant lifestyle, to get out of her own way and skyrocket cash flow in record time.

I coach women all over the world on how to create the life of their dreams by breaking through their own inner blocks, making more money and creating more FREEDOM.

Who are my clients?

I work with women just like you who are easily inspired and ready to work with me and to invest in themselves, women entrepreneurs who are really good at what they do. However, they have never been taught the exact millionaire success habits so they can change their relationship with money and start having more and take their wealth to the next level. I help women move through the sabotages that hold them back, to break through their fears, to grow their courage and confidence so they take inspired action.


Coaches and Consultants




Women Entrepreneurs


Real Estate Agents and Investors


Solopreneurs on a mission


Sales professionals


Women’s empowerment leaders


Natural Born Teachers

What makes me different from other “Wealth Development” coaches?

Although we will occasionally touch upon time management and other “business coach- y” things, you have me as a cash flow expert coach. I work on the inner and outer principals for success and look at your business and your life results from an organic and spiritual perspective. What that means to you is that you get a wise-sage-meets-kick-butt authentic money, wealth coach. I’m also very spiritual and I don’t pretend to hide it either. Because I’m not shy, you’ll always get a straight to the point quick and honest response from me.

I genuinely enjoy working with people who take responsibility for their lives, are go-getters and positive. I thrive on looking at the bigger picture and guiding my clients in making wise money choices for transforming their lives to be better in as many aspects of life as possible. I am passionate about addressing every aspect of your life in order to make you abundant. Manifesting an abundant life is not just financial, which is important, but also in physical health, emotional, spiritual, and professional.

My priority is to get your financial independence and financial freedom FAST – to help you stop wasting time and leaking your energy and power where it doesn’t belong and get you focused on doing the CASH generating activities sooner. You may not like what I have to tell you – but you can be sure I will always tell you the truth. The truth about what’s standing in the way of your success and how to get rid of it FAST so you can start getting results in record time (and I throw in a healthy dose of humor and inspiration, which always helps!).

What type of personality do I work best with and what is expected of me?

The WomenOnFIRE (Financial Independence, Retire Early) workshops, products and programs were created for people who are absolutely excited and dead serious about breaking out their rut, breaking through resistance, making more money and ending what I call “The Bag Lady syndrome” – it means not running around all day long, beating yourself up anymore saying: “I should be doing way better than this by now, there has to be a better way – a faster way.” My programs were created for you to put systems in place within a few months (sometimes weeks!), which will eventually lead you to more confidence, make more money, and create a lifestyle of your dreams. That’s what I call FREEDOM.

Being a high achieving, ambitious, go-getter myself, I’m known to work best with other high achieving, ambitious, go-getter, people who are committed to their success no matter what; who are super-ready to get going and just want to know exactly what steps to take to manifest and abundant life style. My clients often tell me – “just tell me what to do and I’ll do it!” Consider what you’ll do with me to be a high-octane crash course on everything you need to know to succeed in conquering your time and money. You will be expected to take serious and consistent action. No excuses anymore, just a very different way of thinking and full support while you achieve this incredibly exciting goal: confidence, abundance, freedom, independence, wealthy, healthy and wise.

For what type of people are my programs NOT going to work?

Please know I’m very selective in who I work with and I cherry-pick my clients, choosing to (gently) turn away people who aren’t suited for my programs and won’t get the results for which they would have signed up for. (It wouldn’t be fair to them.) The WomenOnFIRE journey program is NOT for those who have no money coming in and are absolutely, financially desperate, at least not right away. It’s been my experience that people in financial crisis do not trust the recommendations I give them and do not do the work (probably because they spend so much time worrying about where they are going to get next month’s rent check or mortgage payment.) If you fall within this category, it’s absolutely OK. We’ve all been in times of financial crisis at one point or another. Do yourself these three favors:

1st Favor

Get some money coming in with a full-time or part-time job at the very least, and then call me. This will take the edge off and provide a little more peace of mind. De-clutter your mind enough to focus on your journey of financial independence assignments and the BIG picture.

2nd Favor

Follow my Facebook business page for ongoing advice and tips. The free information will get you started towards your goals until you’re ready to work with me one-on- one.  Click here to like the WomanTimeAndMoney business page.


3rd Favor

Join my Facebook group “WomenOnFire” with daily tip with a community of same mind women committed to reaching their financial freedom. Click here to join the group!

Are you ready to get started?

Doing these three things will really help you get primed for our work. When you’re ready, call me and we’ll get you started. (I’m in no rush and will be here when you need me.) Another group of people I won’t work with (without exception) are the whiner or the chronic skeptic, as well as individuals who consistently make excuses for not getting their assignments done or challenging every aspect of the program. If you are in this group, I gently and respectfully ask that you not call and I hope you understand why. We’ll probably just not work well together and I wouldn’t want you to waste your time or money. Is that fair?

Book Your FREE Breakthrough Session Now!

Lorena, based on everything I’ve read and heard about you, I know you’re the one I want to learn from. What are my options for getting started with you?

Congratulations on making a decision for success! I’m happy to work with you to achieve your business goals… The best way to work with me is in my 90-day WomenonFIRE signature program.


Have big breakthroughs and ah ha moments


Being honest, respectful and responsible to yourself, your money and those you love.


Discover yourself & set goals and reach them


Learn proven techniques for releasing your internal resistance and self-sabotaging tendencies so you can take action and start living your passion and purpose with ease


Seeing how your past holds the key to your financial future


Feel empowered & excited about the future


Create healthy boundaries


Create DEEP intimacy and meaning in your personal relationships


Raise your self-esteem and self confidence


Create greater exposure and visibility for your business


Facing Your Fears and Creating New Truths


Find happiness and better health, by living a more stress free lifestyle.


Learn to see your relationships as mirrors and open channels for transformation


Learn how to say NO and honor your yes and no’s


Create new goals for your business to move yourself into your intended future.


Being open to receive all that you are meant to have


Truly love the version of yourself that shows up to play this game called life


Gain unshakable confidence in yourself – (a lot of my clients tell me that is worth the investment alone)


Make more money than you’re making now, while enjoying being in business for yourself even more than you’re enjoying it now

OK, I’m ready to do this for myself, but I have a couple of additional questions. Can I call you?

Good, sounds like you’re ready to be pulled into your future! Yes, if you have a couple of questions, just email me at Lorena@LorenaArnold.com or call me directly 303-981-6539 and I’ll be happy to walk you through the different options to see which one will be the very best for you. I can’t wait to see you succeed and am honored to be the one to help you.

To Your Love, Expansion & Freedom,

Lorena Arnold